Utility ratemaking glossary

    The vocabulary of cost-of-service studies and rate design, in plain English. Every term a board member, member-owner, or analyst runs into — defined without the jargon.

    The study

    Revenue requirement
    The total amount of revenue a utility needs to collect over a period to cover its costs — operating expenses, depreciation, taxes where applicable, and a return on its investment. Every rate study starts here.
    Cost-of-service studyCOSS
    An analysis that splits the revenue requirement across customer classes based on how much each class costs to serve. It functionalizes, classifies, and allocates costs to reveal each class's fair share.
    Functionalization
    The first step of a cost-of-service study: sorting a utility's costs by the function they serve — power supply (generation), transmission, and distribution.
    Classification
    Sorting functionalized costs by what drives them: customer-related (connection and billing), demand-related (capacity for peak load), or energy-related (fuel and per-kWh costs).
    Allocation
    Spreading classified costs across customer classes using allocation factors that reflect how each class actually uses the system (for example, its share of peak demand or of energy consumed).
    Rate design
    The step that turns each class's cost responsibility into the actual charges on a tariff — customer, demand, and energy charges, plus any seasonal, time-of-use, or rider components.
    Cost causation
    The guiding principle of ratemaking: costs should be borne by the customers who cause them. Cost-of-service studies exist to apply this principle fairly.
    Cross-subsidy
    When one customer class pays more or less than the cost to serve it, effectively subsidizing (or being subsidized by) another class. Surfacing cross-subsidies is a core goal of a cost-of-service study.

    Your bill

    Customer charge
    A fixed monthly charge that recovers the cost of connecting, metering, and billing an account — payable regardless of how much energy is used.
    Demand charge
    A charge based on a customer's peak power draw (measured in kilowatts), used to recover the cost of building capacity to meet that peak. Most common for larger customers.
    Energy charge
    A charge billed per kilowatt-hour (kWh) that recovers fuel and other energy-related costs, which rise with consumption.
    Billing determinants
    The measured quantities a bill is calculated from — kilowatt-hours used, peak kilowatts of demand, and the number of customers or accounts in each class.
    Customer class
    A group of customers with similar usage characteristics — for example residential, commercial, industrial, irrigation, or lighting — treated together in a cost-of-service study and rate design.
    Large-load tariff
    A special rate and set of terms for very large new customers such as data centers, designed with minimum-demand or contract provisions so the customer pays for the capacity it requires.

    Capacity & allocation methods

    Coincident peak12-CP
    A customer class's demand at the moment of the system's peak. A 12-CP method averages the class's demand across the twelve monthly system peaks to allocate capacity costs.
    Minimum system
    A method for classifying distribution plant that estimates the portion of the system needed just to connect customers (customer-related) versus the portion needed to carry load (demand-related).

    Financial metrics

    Rate base
    The value of the utility's used-and-useful investment (net plant plus working capital) on which a regulated utility is allowed to earn a return.
    Times interest earned ratioTIER
    A coverage metric — margins plus interest, divided by interest — that cooperative lenders use to gauge financial health. Many co-op rate studies target a minimum TIER.
    Debt service coverageDSC
    A coverage metric comparing available cash to required principal-and-interest payments. Like TIER, it is a target that can drive a utility's revenue requirement.

    Standards & oversight

    NARUC
    The National Association of Regulatory Utility Commissioners, whose Cost Allocation Manual documents the standard cost-of-service methodology used across the U.S.
    Rural Utilities ServiceRUS
    The USDA agency that lends to electric cooperatives. RUS financial requirements (and its Form 7 report) influence how many co-ops set rates.
    Rate case
    A formal proceeding — at a state commission for investor-owned utilities, or before a board or council for co-ops and municipals — in which a proposed rate change is reviewed and approved.